With the electronic money age, consumers and investors need a secure medium of money exchange, buying and selling of gold, and foreign settlement. Moneyxe.com is simply a company offering money exchange at rates, sale, and purchase of gold, and foreign payment overseas. But since numerous web money frauds are there for free that are targeting sincere clients, is Moneyxe.com safe?
This Moneyxe.com review presents you with Moneyxe.com details, which consist of:
✔ Background company and products
✔ Customer complaints and reviews
✔ Transparency and regulation status
✔ Fees and hidden charges
✔ Warning signs and scams
✔ Safer alternatives to financial transactions
After reading all of that, you’ll be prepared to make a decision as to whether or not Moneyxe.com is a safe financial resource or one to avoid.
1. What is Moneyxe.com
Moneyxe.com is positioning itself as an international financial portal providing:
Forex services:
Trading in precious metals (gold, silver, platinum, palladium)
- Multi-currency accounts
- International money transfers
- Cryptocurrency exchange (unverified claim)
Moneyxe.com Guarantees:
✅“Competitive” exchange rates and low fees
✅ Secure and fast transactions
✅ 24/7 customer support
✅ Purchasing gold and silver at “real-time” prices
Chilling gaps in the company’s transparency are revealed below, however.
2. Moneyxe.com Reviews: What Customers Have to Say
A. No Reviews on Main Platforms
In comparison to other solid financial services (such as Wise or Revolut), Moneyxe.com misses:
- No Trustpilot profile (which is unusual for a financial service)
- No SiteJabber reviews
- Slim Reddit or investment forum mentions
- Red Flag: No third-party reviews to back up customer complaints.
B. Independent Online Complaints
Wherever Moneyxe.com is berated, customers complain of:
✔ Delay or failure in withdrawal
✔ Non-responsive customer support
✔ Issues with closing accounts
✔ Freezing for no apparent reason
C. Better Business Bureau (BBB) & Regulatory Status
Not BBB accredited – No profile.
- No clear financial regulation – No visible SEC (USA), FCA (UK), ASIC (Australia), or CySEC (EU) licenses.
- Red Flag: Legitimate financial companies are usually regulated. No licenses indicate high risk.
3. Is Moneyxe.com a Scam? 6 Warning Signs
1. No Verifiable Company Information
- The page has a generic “Global Headquarters” with no location.
- No company registration information, employees, or executive names.
2. Unrealistic Guarantees
- Misleading sites are filled with “zero fees” or “instant withdrawals” promises.
- No promise of checking third-party exchange rates or timely processing.
3. Bad Customer Experience
Complaints include:
- Hostage situation of deposited funds.
- Weeks or months to pay (or nothing).
- Phone calls and emails were ignored.
4. Website Clone Risk
- Some customers feel that Moneyxe.com is cloning government services as an attempt at a scam.
- The site was newly registered (the trend for scam websites).
5. Unwanted Exchange Rates & Hidden Fees
- Customers are complaining despite the “low fees” promise:
- Exchange rate mark-ups (worse than banks).
- Hidden withdrawal fee.
- Sleeping account inactivity fee.
6. No SSL Encryption & Data Privacy
- No transparency on how customer data is protected.
- No transparency in PCI DSS security of financial transactions.
4. Moneyxe.com Fees & Pricing Policy
Customers complain despite the site’s “transparent pricing” promise:
- Hidden account opening fees.
- Unfairly wide forex and metals spread.
- Hidden cross-border transfer fees.
Tip: Always ask for a full fee disclosure before paying cash.
5. How Moneyxe.com Compares to Legitimate Alternatives
| Feature | Moneyxe.com | Wise | Revolut | PayPal |
| Regulation | ❌ None | ✔ FCA | ✔ FCA, FDIC | ✔ FinCEN |
| Transparency | ❌ Low | ✔ High | ✔ High | ✔ High |
| User Reviews | ❌ Few/Negative | ✔ 4.5+ | ✔ 4.3+ | ✔ 4.0+ |
| Withdrawal Speed | ❌ Delays | ✔ 1-2d | ✔ Instant | ✔ Instant |
Verdict: Established platforms like Wise, Revolut, and PayPal are far safer.
6. How to Check if Moneyxe.com is Legit
Before doing a transaction with Moneyxe.com, check the following:
- Check company regulation licenses (SEC, FCA, ASIC).
- Company address verification (Google Maps confirmation).
- Domain age verification (Whois search – newer domains are more suspicious).
- Complaint scam website search (BBB, Reddit, ForexPeaceArmy).
Our Findings:
- No government regulation requires purchased licenses.
- Recently registered domain (common on scam sites).
- No third-party reviews that are real.
7. What If You’ve Been Scammed
If you believe you’ve been scammed:
- Halt all transactions immediately.
- Document all transactions (emails, transaction IDs).
- Alert your bank to reverse payments.
- Alert authorities (FTC, IC3, local law enforcement).
8. Bottom Line: Stay Away from Moneyxe.com
Red Flags:
- No government oversight.
- Several user complaints.
- Not transparent in their business.
- Withholding periods on withdrawals.
Alternatives That We Recommend
✔Smart (TransferWise) – Excellent for currency conversions.
✔ Revolut – Cryptocurrency + multi-currency account.
✔ PayPal – Send money overseas securely.
✔ Registered brokers (e.g., Interactive Brokers) – To invest with.
Conclusion: Use With Extreme Caution
Xe.com is surreptitious, unregulated, and short on consumer trust in a genuine financial service. Although some have seemingly gotten away with a successful exchange, the risks far outweigh any probable profit.
Our Recommendation: Use well-regulated, filtered services like Wise or Revolut for secure transactions.
FAQs On Moneyxe.com
Q: Is Moneyxe.com regulated?
A: No serious financial licenses were discovered.
Q: Is money available to withdraw from Xe.com?
A: Delay or withholding of withdrawal is probable for the majority of customers.
Q: Is there a safer option?
A: Wise, Revolut, and PayPal are safer options.
Q: Is Xe.com listed as a scam?
A: No valid lawsuits have been filed, but some complaints document possible fraud.
Q: How to get lost money back?
A: Call the bank, report to the FTC, and report to the IC3.
Final Words
Invest money only in money sites after doing full research. If it sounds too good to be true, then it probably is.
Have you had a previous experience with Moneyxe.com? Tell us!
